News

IIK had several priority bills passed into law during the 2025 legislative session. Following is a list of the bills that are set to become law: SB 24 (Sen. Girdler) – Inflated Billing: This bill helps to combat insurance fraud by expanding the definition of a fraudulent insurance act to include inflated billing. SB 136 – NADA […]

There were a couple of insurance-related bills passed in the 2025 legislative session that may be of interest: HB 15 (Rudy) – Driver’s Permit Age: This bill lowers the age of the instructional permit in Kentucky to 15. The current law allows a person to get a learner’s permit (graduated license with restrictions) at age 16, […]

IIK enjoyed a great deal of success with its priority bills in the 2024 session of the Kentucky General Assembly. Following is a brief description of the bills along with the outcome for each: SB 29 (Sen. Storm): This bill prohibited the assignment of benefits in auto glass claims, and instituted several other measures designed […]

IIK strongly supported HB 232 during the 2023 legislative session, a much-needed bill that was designed to deal with the actions of public adjusters who are licensed by the Kentucky Department of Insurance (DOI). DOI supported the bill and had a hand in strengthening many of its provisions. The bill was necessary because some individuals […]

IIK had three bills on its agenda going into the 2023 legislative session, and a fourth was added shortly before the second part of the session began. Those bills and the outcome for each are summarized below. HB 12 -Hands-free Cell Phone Use: This bill did not receive a committee hearing despite our best efforts […]

HB 12: Hands-free Cell Phone Use Distracted Driving is a serious problem in Kentucky and across the nation. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. Specifically for KY, according to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 […]

It is not uncommon for a minor to receive a settlement in a lawsuit. To protect the minor’s interests, settlements above a certain amount must be approved by a court. HB 170, based on model legislation from the National Conference of Insurance Legislators, was passed in the 2022 legislative session to modernize KY’s laws involving […]

IIK worked in the 2022 legislative session to pass HB 380 which updated Kentucky’s insurance rebating laws to reflect modern insurance marketing practices. The existing rebating laws had been unchanged for a number of years and did not allow for the latest developments in marketing insurance. The bill, which was sponsored by Rep. Bart Rowland, […]

Distracted Driving is a Problem According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. According to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 and 2018 involved distracted driving – 22 percent of all deaths. The report also states that […]

HB 258: Hands-free Cell Phone Use Distracted Driving is a serious problem in Kentucky and across the nation. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. Specifically for KY, according to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 […]