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HB 12: Hands-free Cell Phone Use Distracted Driving is a serious problem in Kentucky and across the nation. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. Specifically for KY, according to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 […]

It is not uncommon for a minor to receive a settlement in a lawsuit. To protect the minor’s interests, settlements above a certain amount must be approved by a court. HB 170, based on model legislation from the National Conference of Insurance Legislators, was passed in the 2022 legislative session to modernize KY’s laws involving […]

IIK worked in the 2022 legislative session to pass HB 380 which updated Kentucky’s insurance rebating laws to reflect modern insurance marketing practices. The existing rebating laws had been unchanged for a number of years and did not allow for the latest developments in marketing insurance. The bill, which was sponsored by Rep. Bart Rowland, […]

Distracted Driving is a Problem According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. According to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 and 2018 involved distracted driving – 22 percent of all deaths. The report also states that […]

HB 258: Hands-free Cell Phone Use Distracted Driving is a serious problem in Kentucky and across the nation. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives in 2019. Specifically for KY, according to the 2020-24 Strategic Highway Safety Plan, 843 of the 3,733 highway fatalities in Kentucky between 2014 […]

IIK worked with member and non-member insurers to pass SB 71 sponsored by Sen. Jared Carpenter in the 2021 legislative session. The bill was based on the NCOIL Consumer Protection Towing Model Act, and it has been modified to fit KY following discussions among the insurance industry, the towing association, the KY Bankers Association, the […]

The Kentucky Department of Insurance released Bulletin 2021-002 with summaries of insurance legislation passed by the Kentucky General Assembly in the 2019 legislative session. Bills related to property and casualty or life insurance included in the bulletin are: House Bill 75 – An Act Relating to Living Organ Donation (Prohibits refusing to issue or declining to renew […]

IIK worked with Rep. Joe Fischer to pass HB 150 in the 2020 legislative session. It had quite a wild ride before it was finally passed, but it did finally become law. The bill initially passed the House and then underwent revisions in the Senate before passing there. The House and Senate eventually agreed on a final […]

IIK worked with Rep. Joe Fischer to pass HB 313 in order to modernize two aspects of KY insurance law: Auto Alarm Systems: Kentucky statutes specify discounts that insurers must give for auto alarm systems. Those statutes were written in 1986 and specify outdated technology. In addition, the discounts required do not match the risk […]

A number of bills with an insurance impact passed during the 2020 legislative session. The key bills were as follows: HB 417 (Rep. Bart Rowland) – Credit for Reinsurance Model Act Amendments:  In 2019, the National Association of Insurance Commissioners gave its approval to amendments to the Credit for Reinsurance Model Law and Regulation. These standards are […]