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Technology and Insurance

Home / Insurance Resources / Insurance 101 / Technology and Insurance

Technology has increased in scope in almost every aspect of our lives in the past several years. A growing number of people live their lives online whether that involves shopping, paying bills, or engaging in social media.

Many, if not most, of those advances in technology have insurance implications. Insurers, regulators, and legislators are constantly working to make sure that insurance laws and insurance products keep pace with a world that is changing rapidly.

Below are some information resources for those who would like to learn more about several aspects of the impact of technology on insurance.

  • Sharing Economy (InsureUonline.org)
    This link provides a brief overview of several aspects of the sharing economy on InsureUonline.org.
  • Ride-Sharing Apps
    Click here for a variety of resources on ride-sharing apps.
  • Home Sharing
    Click here for a variety of resources on home sharing.
  • Peer to Peer Car Sharing and its Impact on Insurance (Griffith Foundation)
    Click here for resources on car sharing.
  • Rental Car Insurance (III)
    Click here for tips on insurance when renting a car, whether from a rental company or from a car-sharing service.
  • Background on: Self-Driving Cars and Insurance (III)
    This link to the III website takes you to the latest on insurance considerations related to self-driving cars.
  • Insurance and the Evolution of Automated Driving Systems (NAMIC)
    This link leads to NAMIC’s report on insurance issues related to automated driving systems.
  • Facts + Statistics: Identity theft and cybercrime (III)
    This link to the III website takes you to the latest on identity theft and cybercrime.

News

  • IIK’s 2023 Agenda Items
  • HB 170 Passed to Streamline Settlements for Minors
  • HB 380 Passed to Modernize KY Insurance Laws
  • IIK Supports Hands-free Cell Phone Use Legislation
  • IIK’s 2022 Agenda Items

Issues

  • Insurance and the Pandemic
  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)

IIK AMICUS BRIEF PROGRAM

IIK accepts applications from members and non-members to file an amicus brief in cases which could have an impact on insurance law in Kentucky. Learn more about how to apply here.

INSURANCE 101

Insurance 101 contains information on the basics of insurance as well as a brief look at some key issues that affect insurance consumers. Just click here to take a quick tour.

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Insurance Institute of Kentucky

Our Issues

  • Insurance and the Pandemic
  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)

About IIK

The Insurance Institute of Kentucky is a non-profit corporation dedicated to educating, supporting and assisting the Kentucky insurance consumer, market and industry. read more...

Contact Us

Insurance Institute of Kentucky
PO Box 54542
Lexington, KY 40555-4542
[email protected]

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