Welcome to the Insurance Institute of Kentucky
[email protected]
Insurance Institute of Kentucky
  • Home
  • About Us
  • Insurance Resources
    • When Natural Disasters Strike
    • Auto
    • Business
    • Homeowners
    • Insurance 101
  • News
  • Issues
    • Insurance and the Pandemic
    • Personal Injury Protection (PIP) Auto Insurance Coverage
    • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
    • The Use of Credit-Scoring in Setting Premiums
    • Municipal Emergency Response Fees (Accident Taxes)
  • Contact
  • Members
  • Log In

Ride-Sharing Apps

Home / Insurance Resources / Insurance 101 / Technology and Insurance / Ride-Sharing Apps

Many people use a smartphone app for ride-sharing as an alternative to taxi service. Passengers just summon a ride on the app and pay by credit card when they arrive at their destination, while drivers have a chance to earn some part-time income.

But there could be a catch. Most automobile insurance policies exclude coverage when you use your car for hire. This “insurance gap” has been the subject of a lot of legislation or regulation in most of the states.

Below are some information resources for those who would like to learn more.

  • Ride-sharing and insurance: Q & A (III)
    This link takes you to the Insurance Information Institute (III) website for “everything you need to know about coverage for TNC’s” in a question and answer format.
  • Supporting Innovation; Closing TNC Insurance Gaps (APCIA)
    This document from APCIA describes insurance gaps associated with ride-sharing and describes efforts throughout the country to address the issue.
  • Five Things Every Rideshare Driver Should Know (APCIA)
    This link takes you to the APCIA website for a list of questions that ride-sharing drivers should consider regarding their insurance coverage.

 

Insurance Resources

  • Insurance Resources
  • When Natural Disasters Strike
  • Auto Resources
  • Business Resources
  • Homeowners Resources
  • Insurance 101

News

  • IIK’s 2023 Agenda Items
  • HB 170 Passed to Streamline Settlements for Minors
  • HB 380 Passed to Modernize KY Insurance Laws
  • IIK Supports Hands-free Cell Phone Use Legislation
  • IIK’s 2022 Agenda Items

Issues

  • Insurance and the Pandemic
  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)

IIK AMICUS BRIEF PROGRAM

IIK accepts applications from members and non-members to file an amicus brief in cases which could have an impact on insurance law in Kentucky. Learn more about how to apply here.

INSURANCE 101

Insurance 101 contains information on the basics of insurance as well as a brief look at some key issues that affect insurance consumers. Just click here to take a quick tour.

Tweets by IIKYOrg

Insurance Institute of Kentucky

Our Issues

  • Insurance and the Pandemic
  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)

About IIK

The Insurance Institute of Kentucky is a non-profit corporation dedicated to educating, supporting and assisting the Kentucky insurance consumer, market and industry. read more...

Contact Us

Insurance Institute of Kentucky
PO Box 54542
Lexington, KY 40555-4542
[email protected]

© Copyright 2023 : All Rights Reserved - Maintained by Ledger Marketing