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Property & Casualty Insurance Basics

Home / Insurance Resources / Property & Casualty Insurance Basics

Property and casualty insurance protects the property you own and it also protects you by insuring you when you may be liable to others. Examples of property and casualty insurance include homeowner’s, auto, and business insurance, including workers’ compensation insurance.

IIK Pages:

  • Homeowner’s Insurance
  • Auto Insurance
  • Business Insurance
  • Technology and Insurance
  • Insurance Credit Scoring

Other Resources:

  • Insurance 101 (III)
    This link gives a historical background of property and casualty insurance and describes its benefit to society.
  • Property & Casualty Insurance Explained: Video (The Money Guy)
    This link takes you to a video discussion of property and casualty insurance on The Money Guy Show from Oct 11, 2017.
  • An Overview of Property & Casualty Insurance (Kaplan)
    This link leads to an excerpt from Kaplan’s Property and Casualty Principles, 4th Edition course for Insurance Continuing Education.

Insurance Resources

  • Insurance Resources
  • When Natural Disasters Strike
  • Property & Casualty Insurance
  • Homeowners Resources
  • Auto Insurance Resources
  • Business Resources
  • Life Insurance Basics
  • Insurance Organizations

News

  • IIK 2025 Session Legislative Victories
  • Insurance Bills of Interest Passed in 2025
  • IIK Makes Its Voice Heard in the 2024 Legislative Session
  • Public Adjuster Regulation Legislation Passed
  • Report Card on 2023 Agenda Bills and Other Legislation

Issues

  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)
  • Insurance and the Pandemic

IIK AMICUS BRIEF PROGRAM

IIK accepts applications from members and non-members to file an amicus brief in cases which could have an impact on insurance law in Kentucky. Learn more about how to apply here.

Contact Us

Insurance Institute of Kentucky
PO Box 54542
Lexington, KY 40555-4542
[email protected]

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Our Issues

  • Personal Injury Protection (PIP) Auto Insurance Coverage
  • Local Government Insurance Premium Taxes (Municipal Premium Taxes)
  • The Use of Credit-Scoring in Setting Premiums
  • Municipal Emergency Response Fees (Accident Taxes)
  • Insurance and the Pandemic

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